Treasury Operations Senior Analyst

The Treasury Operations Analyst will play a critical role in ensuring efficient execution of pawpay’s treasury operations, including merchant settlements, foreign exchange (FX) transactions, liquidity management, and settlement processes improvement across multiple African markets. The role requires strong analytical skills, meticulous attention to detail, and the ability to collaborate effectively with internal teams, banking partners, other treasury partners as well as customers.

This position directly supports the wider treasury and finance function by driving accuracy, timeliness, and proactive process improvement, helping the company scale with resilience and best-in-class treasury practices.

Your main duties will include:

• Coordinate cross-border (CB) settlements, including preparation-initiation of bank instructions and escalation of settlement issues.
• Manage wallet funding, float top-ups, and intercompany transfers to maintain right liquidity levels across markets.
• Track and report on adherence to settlement SLAs, escalating risks and ensuring minimal to no customer impact.
• Execute and monitor FX transactions across the group, ensuring competitive pricing and timely settlements.
• Monitor cash positions and support optimal planning for merchant settlements and top-up obligations.
• Manage float balances in multi-currency wallets (USD, EUR, local currencies).
• Support the month-end close process, including FX reporting and reconciliation of global foreign currency accounts.
• Prepare the monthly treasury PL; FX gains and losses.
• Maintain the business continuity plan (BCP) for treasury operations.
• Identify and implement improvements to the treasury workflows, enhancing control, efficiency, and accuracy.
• Provide operational support to customer-facing teams on settlement related queries.

Undertake additional responsibilities to support broader treasury goals.

What is required of the ideal candidate?

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• Minimum 4-5 years’ experience in a treasury, banking, or financial services front office role with client facing experience preferred.
• Prior experience in a pan African payments business or financial institution (FI) is strongly preferred.
• Strong analytical and numerical skills with high attention to detail.
• Proven ability to work seamlessly with cross-functional teams across geographies and time zones
• Ability to cultivate strong relationships with external partners (banks, FIs, PSPs).
• Excellent organizational and prioritization skills, with the ability to manage multiple deadlines.
• Strong communication, presentation, and interpersonal skills.
• Self-motivated, autonomous, and accountable individual with a process improvement mindset.

Why pawaPay?

• Help improve financial inclusion in Africa
• Being part of an exciting project from its early days
• An ambitious, talented, and diverse team who always has your back.